From the moment that a stranger knocked on my door that early afternoon in March of 2011 the
lives of my family would never be the same. The nervous look on the face of this stranger and
the camera in his hand put a lump in my stomach the moment our eyes connected. I moved out
into the entirely too cold that for shirts I had on but I didn’t want be told what I knew was
coming in front of my family. “I represent the company that has taken over your mortgage. This
is a hard time for all and we would like to make things go a little smoother.” He was the typical
middle aged white guy in gym shoes, a pair of jeans and a light coat that protected him against
the not so cold of weather of March. I honestly expected the guy who was going to throw my
family out of the house that we had lived in for the past eight years to have look like some cold
callous state trooper type with a cheap windbreaker drab olive pants and shiny shoes and the
most severe hair cut in the world to throw/hand me a fold piece of paper telling me I had forty
eight hours to leave the premises. Having never seen people get removed from hearth and home I
assumed it would be like a bad lifetime movie. “ Why hasn’t ASC sent me anything in the mail
or returned my numerous calls. I have been talking with those guys for the past six months trying
to refinance with those assholes and now a company who has taken over my mortgage has come
to ask me nicely to move.” The man shifted in his shoes. Clearly he was still nervous but the
lump in my stomach began to heat up. “Mr. Sibley people are doing a lot damage to their former
homes and we want to make this easy on you and ourselves by offering an monetary incentive
for you to leave the house exactly the way it is.” He handed me a manila envelope. Over the past
year and a half I had seen reports of people who on finding out they were losing their abodes
destroyed the place they raised a family in. Dry wall torn, pipes ripped from the wall, flooring
smashed, windows broken for some measure of payback over losing a place they loved. I opened
the envelope and glanced at the words that seemed blurry on the paper. After refocusing I saw
that the now owners of my house were not only offering me money to leave the house the way
without kicking the walls in but they wanted me to clean up the place including the garage on
their time frame. The sooner we left the more money my wife and I would receive. That was
when the lump flamed into a white hot coal and I entertained the idea of kicking the messenger
into a coma. He had begun to take pictures of my house as he talk to me. I began to get the
feeling that his nervousness had been a bs ruse and that he had done dozens of times before. I
could hear my wife call to my oldest son for something and the lump that was burning like a
miniature sun disentigrated. This was going to be another blow to my already fragile marriage.
Almost two years to the month I lost my house I was laid off along with 500 hundred union
members and supervisors. My unemployment checks had stopped coming a month prior. I was
amazed at how instantly people change when you are no longer working and on unemployment.
Being evicted from a house would only make this marriage weaker and a couple could only
become so weak before they were no longer a couple. The fake nice man was stilling talking to
me about something but I had ignored him for the last thirty seconds. Instead of beating him like
a dog who bite me I wipe him from my mind and walked back into my house to face my wife.
She sat on the couch and looked at me. She had to know it was bad news. “ASC sold our
mortgage to a company that propbably is going to flip our house. They are going to pay us not to
destroy this place but we have to be out in three weeks.” Her mouth literally fell open as she
slowly rose from her feet and walked over to. I wasn’t sure if she was going to try and slap me
(because clearly this was all my fault) so I moved the envelope that was at my side to the space
between us. She took the papers from me and scrutinized them much more then I had. Instead of
asking me questions like how did this happen? Or what are we going to do? The only question
she asked was “Do you think we can move out in three weeks? I told her what I thought “There
is no way in hell we can pull that off. Besides not having enough money we haven’t even started
looking for a house. Six weeks maybe.” She never looked up at me while she talked to me. “You
can tell the kids.” She said as she walked away from. The only reply I could muster was “of
course.”
Our children didn’t take this as badly as we had expected. Children were more resilant and easy
to change then their adult counterparts. We would borrowed money from relatives. Family and
friends would help us move. We would rent a house in the same city to make the transitions
easier for our kids. I would eventually look upon losing a house as an learning experience but
realized that my wife would see me in a different light and nothing would be the same.
I wish the absolute best for you and your family. So sorry.